BUSINESS FINANCE / IRAQ & KURDISTAN REGION

Access to Finance

International donor-funded projects, lending, microfinance and practical tools to prepare your business for funding.

FIND A FINANCING PATH

Connect the funding to the business need.

Explore international programs, lender information and preparation resources. Listings below are reference information; no open application deadlines have been verified.

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International programs

IOM Access to Finance

IOM describes a program combining SME advisory support with work alongside financial institutions to develop business lending products.

Why it matters
Useful for businesses seeking help with financial records, business planning and preparation for commercial finance.

Program information · application window not verified
International Organization for Migration · Iraq
Publication date not stated
Reviewed 24 September 2026
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Microfinance & loans

Al-Thiqa business & agricultural loans

The provider lists lending for working capital, small investments and agriculture, alongside other individual and group products.

Why it matters
A starting point for comparing smaller business loans. Ask the provider for current branch coverage, eligibility, fees, guarantees and repayment terms.

Provider information · current terms require confirmation
Al-Thiqa · Iraq
Publication date not stated
Reviewed 24 September 2026
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Guides & resources

Iraq access-to-finance guide

The Central Bank announced a financing guide for micro, small and medium enterprises, developed with GIZ and the Iraqi Private Banks League.

Why it matters
Use the official announcement to locate guidance on financing channels; confirm each product directly with its lender.

Official announcement · Arabic
Central Bank of Iraq · Iraq
17 August 2025
Reviewed 24 September 2026
Read official source